4 years ago, I was freshly clean from heroin, and had just gotten out of jail, a state away from everything and everyone is ever known, only had the clothes on my back, an expired ID in an otherwise empty wallet, and was looking at a credit score around 520. Married, 2 years old, middle management at a fortune 50 Corp. Thanks to PINNACLE CREDIT SPECIALIST who came as an angel for me and fixed my credit score within 5 days, negative items, credit card debt and hard inquiries has been removed and resolved and I’m happy now because it really helped my FICO score got increase to 819. I’m going to apply for an AMEX. It’s something I’ve wanted to get for years, a big goal I’ve been working towards, (that and buying a house). And I finally am comfortable enough with my score to pull the trigger on it. Thanks to PINNACLE CREDIT SPECIALIST I’m really proud of them right now. You can reach via: pinnaclecreditspecialist@gmail.com / +1 585 466 4373.
My recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report, few months ago I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty, as expected my application got turned down. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies I decided to give them a trial. And believe me when I say they were up to the task as they cleared all the repos and negative items from my report. My report is squeaky clean. My score is now 803 this might sound sketchy but PINNACLE CREDIT SPECIALIST is a life saver, it’s almost like a miracle. MAIL: pinnaclecreditspecialist@gmail.com OR TEXT (480) 420 8331.
Despite the fact bad credit report prevented me from getting loan on time and losing jobs: my happiness still remains that the problems was given complete solution by this great hacker called PINNACLE CREDIT SPECIALIST, after explaining the problems I was facing to my best friend called Maria, she decided to introduce me to PINNACLE CREDIT SPECIALIST. Immediately I contacted them via: PINNACLECREDITSPECIALIST@GMAIL.COM and as well texted +1 (323) 406 1225. Through his great effort my credit was fixed and all negative items on my credit report were deleted, my score was boosted from 528 to 802, I think the best step to take is to contact them and remain happy.
After my marriage 3 months ago, I applied for a home loan, so that I and my wife could move to a better apartment, but I got a negative reply, which I was told was a result of my credit score. When I pulled my score it was below average. I had $12,000 student loan, some credit card debt, charge off and an eviction. PINNACLE CREDIT SPECIALIST helped me erase all the above negative reports and boosted my score to excellent in less than 6 days. I’m recommending them to any one in need of credit assistance. Contact them via EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL their MOBILE: +1 (323) 406 1225.
I want to take a moment to appreciate PINNACLE CREDIT SPECIALIST for all they do for humanity. Yes, I say humanity because I have been a victim of a scam where they ripped my money off without doing anything. PINNACLE CREDIT SPECIALIST changed the narrative by fixing my credit in less than 6 days. Credit card debts, student loan, collections and medical bills were cleared and my score was raised to 805 within this time frame. What else can I say than to tell the whole person who cares to fix their credit to go with PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225. Cheers.
Hi I need to tell you guys this my husband needed his credit to be fixed, so we contacted various hacker which they could not do anything to his credit score then I had to talk to a good friend about it because my husband actually need his credit fixed so we can move to a new apartment so she introduced me to PINNACLE CREDIT SPECIALIST and we explained to him about all the negative items on his credit report with total debt of around $40,000. He explained to us how this will work out and my husband believed and decided to work with him, few days after he helped us remove all the negative items on my husband’s credit report, he also increased his credit score to 809 and paid off all his paid you need to get in touch with PINNACLE CREDIT SPECIALIST for your credit repair, Chex system or DUI fix. Contact him via PINNACLECREDITSPECIALIST@GMAIL.COM or Call +1 (323) 406 1225.
I had a stroke at 40 years old and have not been able to work for 2 years with a low probability of ever returning to full-work. I was without income for 18 months until I finally received my employer LTD benefit (less 30% legal fees). I have not been able to keep up with credit card payments for the past years (had no idea Cigna would give me the runaround like they did). However, I received a lump sum back payment plus a monthly recurring payment of 60% of my previous income. I was not sure if I should settle my credit cards at this point. I owed Chase B of A, Discover and Citi. Chase is by far the largest balance of Approx. $20k. I have explored bankruptcy, but I have some income producing real estate assets I cannot protect and even my paid vehicle is above the state limit for exemption. While I was researching credit repair I read good reviews about PINNACLE CREDIT SPECIALIST and decided to cast my burden upon PINNACLE CREDIT SPECIALIST. The good news is that they fixed my credit in less than 6 days and cleaned up the negative items from my report including the debt I owed. I don’t know how to appreciate PINNACLE enough. Here is the contact: (323) 406-1225. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM
With the help of PINNACLE CREDIT SPECIALIST, I’ve been able to rebuild my credit and turned everything around. I’ve been on the upswing of things for about a month now. No more Negative accounts on my report, no late payments, no charge-offs. I did have some charge-offs back in 2022 and earlier this year, none now. The charge-offs were over $3K. This company has helped me raise my credit score from ~600 to 804 Excellent score. We’ve purchased our home. No lates, no worries. I recently applied for the Apple card obtaining the 4.15% Apple savings account and much to my surprise I’ve been approved. BIG THANK to PINNACLE CREDIT SPECIALIST for giving me an Excellent credit score and a perfect credit report. Hit them on Email: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225.
EX score was 580. TU 579, EQ 582. Overall utility is 8% one month ago I applied for an Apple Card, I got rejected immediately due to poor credit score and negative items on my credit report. Two weeks ago a member who had credit related issues posted about PINNACLE CREDIT SPECIALIST. I keyed into them and gave them a hit by email: PINNACLECREDITSPECIALIST@GMAIL.COM I got a quick response from them immediately, which assured me to fix my credit within the duration of 6 days. After 3 days I got an email to confirm my NEW CREDIT which I did immediately. My score has been raised to EX 805, TU 813, EQ 811 and all negative items have been deleted permanently. I have to reapply for the Apple Card, it was a SP, immediately approved for $10,500. Also signed up for the Apple savings account to have my daily Cash deposited into it. Last weekend, I got an email about the GM card Marcus applied for, and got the need to review my application message, Monday morning I got a call to confirm I was the one to apply, confirmed yes, approved for $10,000. HUGE THANKS to PINNACLE CREDIT SPECIALIST. You can CALL on +1 (872) 265 2951.
My husband and I went to buy a house this year (for the first time). We started making changes in our credit history late last year but to no avail. Current score was 616 (me) and 605 (him). We tried getting it higher on our own way but it didn't work out. No negative other than 3 missed school loan payments from me (2017), I did not know they went into repayment. We have about 9k (51% usage) in credit card debt. We have a car loan (18k total). I have 50k in student loans. I implore you to get in touch with PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (872) 265 2951. He promised to fix my report within 6 days. He got my score up to 804 (me) 811 (him) and also all the negative items and credit card debt has been gone. Now we’re eligible to buy a house. His fee is very affordable and he always keeps to his word and time frame.
I had about 195k in debt. Most of it is my mortgage and 2 car loans. I was wanting to pay off the rest of my debt to make it easier to pay my car loan and mortgage so that my credit score can go high. All this debt did a serious harm to my credit profile, my credit score dropped to 526. I was at an all-time low, then ran to a friend and narrated everything to him then he introduced me to PINNACLE CREDIT SPECIALIST who happens to be a CREDIT SCORE hacker. Within 6 days, he raised my credit score to 802 across board and deleted all the debt from my credit report and replaced them with beautiful trade lines. I’m ever grateful and indebted to him for such a discreet service. WRITE HIM ON: PINNACLECREDITSPECIALIST@GMAIL.COM / TEXT HIM: +1 (872) 265 2951. And consider your job done.
Just want to share how I fixed my bad credit to an excellent credit. 2 years ago I was battling with issues of low credit, which made my life so miserable. I had a credit score of 601 (TransUnion), 580 (Equifax), 530 (Experian). I applied for an auto loan for the first time but was not approved due to my low credit score. No company agreed to employ me. There’s this special joy in my heart after I found PINNACLE CREDIT SPECIALIST, my pastor recommending him after I explained to him about my credit situation. I contacted him explaining my credit problems. Duly he came up with a resounding proposal and guaranteed me of an EXCELLENT credit score of 811 (TransUnion), 803 (Equifax) and 815(Experian) which he did within 6 days. I got approved of my car and most especially got myself together. I strongly recommend him for your credit fix. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (872) 265 2951.
I haven’t been with PINNACLE CREDIT SPECIALIST for long at all however I got an excellent service…. I spoke with PINNACLE CREDIT SPECIALIST and he was attentive, knowledgeable and easy to speak with, during the conversation I explained my credit situation, I felt excited about getting my credit situation in order. I can’t believe what my eyes have seen on my credit report. They increased my credit score to 805 TransUnion, 808 Equifax, and 811 Experian. PINNACLE CREDIT SPECIALIST has made me feel like we were in my credit situation together, like we are a team. I’m super excited I sincerely recommend them: PINNACLECREDITSPECIALIST@GMAIL.COM
Hands downs PINNACLE CREDIT SPECIALIST is the best! I typically don’t take the time to even write reviews for any company, but when you receive the type of results that my husband and I have received, then it just wouldn’t be fair on PINNACLE CREDIT SPECIALIST, nor any other credit repair company. I honestly recommend him. Hit them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
I needed to repair my credit quickly. My divorce is final and debt was in my name. I was ordered to pay off the bills since the bills were in my name. So I had about $35K in unpaid credit card debt, I became confused and worried. I don't know where to start, but I only have 6 months to refinance my car and 1 year to refinance my house. I began searching for help over the internet on how to fix my credit. So I saw PINNACLE CREDIT SPECIALIST reviews all over the internet and like wow who’s this guy. I decided to take the risk even when I was still afraid. It's good to take risks sometimes. I've realized that people who do exploits are people who take risks. I contacted this guy and he explained to me everything about credit repair and how it works. I got excited. I learnt a lot from him. He increased my credit score to 811 (TransUnion) 809 (Equifax) 805 (Experian). He also removed all negative items and credit card debt from my credit report. I was able to apply for a new credit card with a higher limit which has been approved. All this happened so quickly within 6 days. All thanks to PINNACLE CREDIT SPECIALIST. You can get them on: PINNACLECREDITSPECIALIST@GMAIL.COM I sincerely recommend them.
I had a BK-7 on my TransUnion report. The date is incorrect. It shows from 2016 but BK was in 2012. I also had 60 days late on a car loan from 2019, no collection and charge off Citi bank from 2019 paid. Started rebuilding December 2021 with 522 FICO 8 but none of the strategies worked. I have to look for a credit repair company which my colleague at work recommended to me as a PINNACLE CREDIT SPECIALIST to me. I believed her because I knew she was having a bad credit score but that day she showed me her credit score was above 800+ I contacted them immediately to be honest I was not disappointed. Within 6 days PINNACLE CREDIT SPECIALIST wiped out all baddies on my credit report and increased my FICO SCORE to 811 I’m so EXCITED for what they did for me on my credit report. If you need help in fixing your credit, I will recommend them to you via: PINNACLECREDITSPECIALIST@GMAIL.COM
After some financial struggles I had 4 charge offs and 4 collections. I have two cards still that are in good standing and each had two 30 days lates that are 3 years old. My credit score was TransUnion 585, Equifax 583 and Experian 528. I have been facing depression due to my poor credit score. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST who helped me raise my credit score to TransUnion 805, Equifax 809 and Experian 811. Also removed all charge offs, collection and eviction from my credit report. I now have a clean credit report with an Exceptional credit score. He’s the real deal. All thanks to PINNACLE CREDIT SPECIALIST. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM / Call +1 (760) 203 6466.
In today's financially-driven world, credit plays a vital role in shaping our financial futures. A good credit score can open doors to opportunities such as securing loans, obtaining favourable interest rates, and even influencing job prospects. However, individuals often find themselves facing credit issues due to various reasons. This has led to the emergence of credit repair companies and specialists who claim to help individuals regain control over their credit scores. I’ll analyse the effectiveness of credit repair companies and specialists, emphasizing Pinnacle Credit Specialist as an organization that truly delivers results. 1. Understanding Credit Repair: Credit repair involves the process of improving an individual's creditworthiness and credit score by identifying and rectifying inaccuracies, errors, and negative items on their credit reports. Credit repair companies and specialists possess the expertise and knowledge required to navigate complex credit systems and guide individuals towards credit improvement. 2. The Effectiveness of Credit Repair Companies: While scepticism may surround the credit repair industry, there are ample success stories that testify to the effectiveness of credit repair. Reputable companies like PINNACLE CREDIT SPECIALIST have consistently helped countless individuals recover from financial setbacks, improve their credit scores, and restore their financial stability. Through their proven methodologies and personalized strategies, PINNACLE CREDIT SPECIALIST can make a significant difference in an individual's credit journey. 3. Expertise and Specialization at PINNACLE CREDIT SPECIALIST: PINNACLE CREDIT SPECIALIST is an exemplary credit repair company that stands out in the industry due to its commitment to excellence. With years of experience and a team of skilled professionals, they possess deep knowledge of credit reporting laws and regulations. This expertise allows them to challenge questionable items on credit reports, negotiate with creditors, and remove inaccuracies that may be holding individuals back from achieving a good credit score. 4. Tailored Solutions for Every Situation: Each individual's credit situation is unique, and PINNACLE CREDIT SPECIALIST recognizes this by providing personalized solutions. Through careful analysis of credit reports, they create customized plans of action designed to address specific credit issues. Whether it's removing late payments, erroneous collections, or other negative marks, PINNACLE CREDIT SPECIALIST offers a comprehensive approach that gives individuals the best chance at credit restoration. 5. Trust and Positive Testimonials: A credit repair company's reputation is crucial in determining its credibility. PINNACLE CREDIT SPECIALIST has earned trust through its stellar track record of success stories from satisfied clients. Numerous testimonials highlight their ability to improve credit scores significantly, often in a shorter time frame than individuals could achieve on their own. Such positive feedback strengthens the argument that PINNACLE CREDIT SPECIALIST are indeed capable of fixing credit and are worth considering. PINNACLE CREDIT SPECIALIST have proven their ability to fix credit by delivering concrete results. While there may be unscrupulous entities within the industry, it is essential to recognize and recommend companies like PINNACLE CREDIT SPECIALIST that genuinely make a positive impact on the lives of individuals struggling with credit issues. Their expertise, tailored solutions, and strong reputation demonstrate the effectiveness of credit repair companies in empowering individuals to reclaim their financial well-being. Therefore, for those seeking credit improvement, considering PINNACLE CREDIT SPECIALIST as a partner is a wise decision.
CONTACT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM
Hello, I’m almost 3 years post a chapter 7 bankruptcy. Earlier this year I was sitting around 588 on Experian Fico8. My car lease was paid and instead of going for another I just turned it in and shared a vehicle with my spouse since we both work from home. I had 3 cards at the time, 2 cap one quicksilver and 1 starter card credit one which had an annual fee. I canceled that card. My score dropped 40 points and has pretty much been stuck the last 4+ months. I signed up for PINNACLE CREDIT SPECIALIST to BOOST my credit score. Within 6 days of signing up to their service they helped me increase my score to 811. All negative items have been wiped off my credit report including my bankruptcy. I’m happy now I now have a clean credit report with an exceptional credit score. All thanks to PINNACLE CREDIT SPECIALIST, they’re my helping Angel. You can reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM
I’m 34 and I swallowed my pride to get to the I’m stage today. All thanks to PINNACLE CREDIT SPECIALIST. I had medical issues ongoing for 6 months back in early 2022. I was a freelancer who made good active money as a real estate photographer but had to sell my equipment and max out saving, my cards and a loan just for rent and bills. I moved back in with my family to cancel my debt and start over with school. My lease is up at the end of September $2,300. My Dad said I can pay rent starting in October and then go to debt. I barely made it. $2,700 a month at my 9 to 5. My credit score went from 740 to 535. Total debt $12,500. I needed help badly. I started seeking advice on what to do about these debts so that my credit score can go back to 700s not until I came across PINNACLE CREDIT SPECIALIST from this forum who bypass into the 3 credit bureaus and clear off my debts and more before he increased my credit screw up to 800+ with 6 days. Contact PINNACLE CREDIT SPECIALIST ASAP for more about credit issues and more on his email: PINNACLECREDITSPECIALIST@GMAIL.COM
Hello, My situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: PINNACLECREDITSPECIALIST@GMAIL.COM
Yes, it actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of a bad credit report that made my life miserable. 6 years ago I had perfect credit but my life spiralled out of control and was left with 50k debt. I had no way of paying for it at that time. I have been rebuilding my life for the past few months and need to fix my credit. I had 50k debt combined. 6 closed accounts with "negative pay status" "Charged off as bad debt". 550 credit score. I paid 2 of the 6 accounts off recently but the remarks are still there and nothing about my status changed on said accounts. PINNACLE CREDIT SPECIALIST came through for me, with all negative entries removed; charge offs, late payments wiped out including closed accounts all cleared from my report and my score is now 804. I got approved for a Capital one credit card with a $10,000 limit and have been pre-approved for another $30,000 limit. I’m happy now and THANKS to whoever posted about them on this forum for the first time. You can contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM OR text (479) 326-8077.
I am 27. Got my first. Credit cards at 18. was approved a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018. At that time, I studied these forums, had late payments and collections removed and was given a 15k AMEX card at 22!! I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until last month when I came across a review on this forum about PINNACLE CREDIT SPECIALIST a credit reform company. I decided to give them a try. 6 days after we reached an agreement and I met the requirements which obviously wasn’t much. My profile was totally repaired. Now my score is 806. All thanks to PINNACLE CREDIT SPECIALIST. Reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM
Hello everyone I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put on working my credit. I needed help. My FICO mortgage scores were 510, 518, 557. All my FICO 8s are between 600-626. All credit cards, student loans, and a car have been paid on time for the last 4 years, with the exception of 1 late payment to Capital One and they will not budge to remove it. I have 6 old Cos that will fall off in 2025, and I have a collection from Jefferson Capital for $5400 for a car that was turned in back in 2018. I have disputed all these items several times with no luck. When I asked for proof that Jefferson legally had the right to collect this debt, since I had also received notices in the mail from 3 other collection agencies for the same debt. Each time all I got in response from the bureaus was a statement that the information was validated. I desperately needed help to raise my FICO 5, 4, and 2 ASAP. Until I read about PINNACLE CREDIT SPECIALIST, I contacted them after reading some testimonies about them. They ran my credit report, analysed the credit score and determined which action will have the greatest impact. They raised my credit score to 806 and deleted all negative items on my credit report within 6 days. They made it work and I have a clean credit profile now. My heart is full of gratitude. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
Do you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM
I’m not sure if this will stick but I’m moved to post for anyone looking (as this is where I came for many ideas as well). We had a very bad credit, negative items and different bills but if care is not taken depression might set in. went through so many folks which call themselves credit hackers. We’re self-employed. As we walked through the list of credit hackers, one finally came out. A friend recommended PINNACLE CREDIT SPECIALIST to us. We contacted them immediately. Trust me he really helped me by deleting all the negative items and bills on my report and boosted my credit score from 500s to 807. It’s been a long road and I now know way more than I ever wanted to know about FICO scores and credit repair. My saving grace was PINNACLE CREDIT SPECIALIST. I cannot recommend enough. I’m not promoting just for the sake of it, rather he was able to help us to navigate a very tricky situation and it would have been so helpful for me to have him with us from the beginning. I hope that anyone else who needs it can benefit from my failure and win! You can hit them up by email: PINNACLECREDITSPECIALIST@GMAIL.COM
Thank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
My credit has taken a turn for the worse over the last few years due to life events. I have student loans, an auto repossession, and late payment on siad auto loan. I’m lucky to get a job where I’m making great money with very little living expenses. All I want to do is to fix my credit. My question was what do I need to do and who do I need to meet, because I don’t know much about credit rebuilding. I met my friend who has fixed her bad credit before and she recommended PINNACLE CREDIT SPECIALIST. I didn't have any doubt because she’s a living proof. I didn’t have any choice than to work with him. Few days after I made some financial commitment PINNACLE CREDIT SPECIALIST increased my Vantage score to 780 and MYFICO score 800s. He also added some positive tradelines and cleared the negative reports from my credit. He went ahead to establish a very good business line of credit for me. Which I know has access to huge loans. You can contact them by email: PINNACLECREDITSPECIALIST@GMAIL.COM Let him know I referred you.
Months ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
If you’re looking to get your credit fixed I would recommend a reliable hacker to get in touch with DOVLY CREDIT SOLUTION. I was suffering from a low FICO score 570 and was unable to meet up to my financial standard. He helped me raise my FICO score to 808 excellent score of 808 and He also cleared all the hard inquiries and collections on my report, cleared the $85k on my credit cards and removed my BK7 from TransUnion within 7 days. He's affordable and always delivers good service. Here is his contact info; DOVLYCREDITSOLUTION@GMAIL.COM
Hi, I was trying to fix up my credit and unfortunately I had one negative item on my credit report, a charge-off from Bank of America from 2019 in the amount of $541. My credit score is a sad one: 543. I did pay the amount owed about a month ago, and my score only went up two points. The comments were changed to paid charge off, account closed by credit grantor. However, I was still saying CHARGE OFF in red under payment status. Last month I asked a question on this forum” Does anyone have any advice on what I should do to raise my score” and two members from this forum advised me to contact PINNACLE CREDIT SPECIALIST. Which quickly did as they said. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative items removed. My credit score is now 801. I now have 0 hard inquiries, 0 collections, 0 public records. I’m happy to have heard about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM OR Text +1 (402) 885 9847. They’re the best as far as credit repair is concerned.
Hi my name is Michael Lewis, I really needed a new home for my kids but my divorce and the judgment I had against me 6 years ago for a car loan ruined my credit and I was unable to even have a credit card anymore. I surfed through these forums a lot and that’s how I found out about DOVLY CREDIT SOLUTION. I read on the forums about DOVLY CREDIT SOLUTION and how slow they’re to fix credit but they’re among the few that would offer 100% CREDIT REPAIR SERVICES. So I decided to give them a shot. They only did a soft pull up by giving me an excellent credit score within 10 days. He deleted the judgement against my credit report and also paid all the late payment on my credit report. I’m more than happy that I’ve been approved of a 3-unit property that I and my kids live in. He’s really a great hacker. Contact him now: DOVLYCREDITSOLUTION@GMAIL.COM OR Text him on signal app +1 (713) 396 5299.
Hi, guys, let’s talk about the FICO score, those important 3-digit numbers that determine your quality of life no matter your status. Well earlier in 2023 I had a really bad credit score. I would often surf the net searching for real hackers that could help increase my credit score. Well as expected I got swindled twice. Eventually I gave up my search and concluded that it wasn’t possible for hackers to increase credit scores. The good news is that I read on a credit forum about DOVLY CREDIT SOLUTION. I was pessimistic at first, but I decided to give it a try. To my greatest surprise, within 9 days DOVLY CREDIT SOLUTION was able to boost my score to an excellent score, not only that they added some positive remarks on it. In conclusion, if you have a bad credit score you might want to contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM OR Call (713) 396-5299.
Hello everyone! Ok…I’ll try to shorten this as best I can. After many years of marriage, I finally got divorced about three years ago. My ex-wife had major spending issues. Both of us have very good jobs. She is a physician and I’m a pharmacist/software engineer. We are both high earners, but she spent like the money was endless. We had a $2 million home in Miami, new cars every couple years, and her credit card spending was out of control. It was to the point that she was racking my credit cards up as well. I finally decided enough was enough and I left. Moved to the other side of the country with extreme amounts of debt. In a two years period I paid off almost $240,000 of debt. Some of it had gone to collections, and some of it had not. But my credit score was in the toilet. I have been a software engineer for a long time. I had not practiced pharmacy in many years though I kept my license active. My software engineering has always been around pharmacy systems. So, I started working three jobs. Software engineer during the day, working as a pharmacist part time during the evenings and weekends, and doing telephonic patient counseling for medication. I was constantly tired. But paid off every penny of the debt I had including student loans. I owe no one anything now. The real problem was my credit score was in the mid-600s. That was equally embarrassing. I went a little crazy looking for hackers to help me increase my credit score until a colleague recommended DOVLY CREDIT SOLUTION to me. I quickly searched about them and discovered they had so many positive reviews that I quickly contacted them by email: DOVLYCREDITSOLUTION@GMAIL.COM / I also gave them a call +1 (713) 396-5299. They responded swiftly, and I explained my predicament to them, which they accepted to boost my credit score to an excellent score. To my greatest surprise after 9 days, I got a call from them by 7:00AM to confirm my current credit score, which I quickly logged into Credit Karma and discovered my score has been boosted to 800s across the credit bureaus. They also deleted all the collections and inquiries on my credit report. I have no regrets working with DOVLY CREDIT SOLUTION. Hit them up if you have any credit related issues. I’m now well qualified credit wise.
Hi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned up with all negative entries removed; charge-ffs and collections wiped out. Now: Jan 2024 my score is Equifax 801| TransUnion 808| Experian 811. Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate DOVLY CREDIT SOLUTION for bringing me out of a bad credit report that made my life miserable. My goal is to also obtain higher limits 5K-10K on CC which has finally been achieved. I’m happy to have come across DOVLY CREDIT SOLUTION here, you can contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM Or text 1+ (713) 396 5299.
I had a $400 fresh account with Fingerhut, after realizing the amount of interest they were charging me (I didn’t know about credit at the time), I decided to close the account. I called the customer service phone number and requested the representative to close the account. Monday, January 8, 2024, I decided to check my credit report and noticed it has been open since 2020. Called the Fingerhut collection department regarding the account. How is it currently reporting open if I closed it in 2016? There’s a remaining balance of $495. My credit score was 502. I felt horrible and embarrassed. But my friend James introduced me to DOVLY CREDIT SOLUTION, a credit repair company and they helped me to raise my credit score to 810 excellent standard and deleted all negative items on my credit report within 8 days. He also helped me increase my credit card limit to $15,000 and placed some good tradelines on my report. DOVLY CREDIT SOLUTION is the best amongst all, and his service is fast, secured and reliable without stress. Contact him by email: DOVLYCREDITSOLUTION@GMAIL.COM / +1 (713) 396 5299, for any kind of credit repair. They’re swift in responding to any question.
I had to contact PINNACLE CREDIT SPECIALIST by their email: PINNACLECREDITSPECIALIST@GMAIL.COM and +1 (409) 231-0041. I have been working on rebuilding my credit after my divorce. I had 5 charge offs, I have four opened cards, only one if they have a balance but it's nearly maxed out. I had a CO with Amex from several years ago that is due to fall off in June with TU. I had other CO’s and collections from my divorce that took me from high 700s Fico to low 500’s. I was really in an embarrassing financial situation due to my poor Fico score which led me to meeting some imposters online who claimed to help but worsened my problems. I needed to raise my score a bit higher. It eventually paid off when I met PINNACLE CREDIT SPECIALIST through a reference online (may God bless him). His work rate, professionalism and discretion are top-notch. He increased my scores and the negative items on my report in a relatively short time (6 business days) which finally got me the mortgage for my new house. Tell him I referred you to him…. All the Best!
I was in the process of purchasing a house and they were something that was hurting my credit. Some of these items that were hurting my credit are: Affirm (30 days late 3/2023), Affirm (30 days late 4/2023), First Premier (scheduled to be removed 3/2024), Rent Recovery (Paid Collection) Never received prior notification of a debt. I asked this community because you guys are awesome with your advice, and I have been successful. A guy named David from this community spoke well about a credit expert called PINNACLE CREDIT SPECIALIST who helped him remove medical bills and raised his score to 780 in a few days. I emailed him on: PINNACLECREDITSPECIALIST@GMAIL.COM and he responded ASAP asking me to text him on his personal number +1 (409) 231-0041 for further discussion. Well, I did and eventually got started with the project with him. I was amazed after a few days he pulled through for me and removed all my late payments and raised my score to 811. I just purchased the home of my dream, all thanks to him and his team for helping me. Contact him with the above email and number for your credit repair.
I had a couple of things happen in 2021 that caused me to get extremely behind on several bills. I had about 3 credit cards end up in charge-off status. Only one of those cards was ever sent to collections and I have since paid this before the collection ever hit my credit. 2 of the cards were through Capital One. 1 of the 2 were sent to collections. The unpaid one has been referred to an attorney and kept in house, although I received documentation that the attorney was dropping the lawsuit against me. My credit was hovering at around a 620 Equifax FICO and a 618 Experian FICO. I had so many lates from these three accounts. This forum gave me some hope regarding PINNACLE CREDIT SPECIALIST. PINNACLE CREDIT SPECIALIST came through for me and increased my scores to 801 Equifax, 806 TransUnion and 811 Experian and deleted all the negative items on my credit profile including charge offs and collection. If you need a hacker to fix your credit issues within 6 days, PINNACLE CREDIT SPECIALIST is good to go. They get the job done as quickly as possible. Email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 231-0041.
Love PINNACLE CREDIT SPECIALIST and I’m grateful for their services and the incredible knowledge base here. My credit score has gone from 490 (2/2024) to 809 across the three credit bureaus on a clean scorecard, with the help of PINNACLE CREDIT SPECIALIST I’ve been approved of loan, got my car and most especially got myself together. I strongly recommend him for your fix. Reach him via: PINNACLECREDITSPECIALIST@GMAIL.COM Or text +1 (409) 231-0041. Mention to their team that you read a good review of an expert job done for Peggy.
The lots of debt on my credit report deprived me so some many opportunities. Long story short I had 14k in CC debt, 30k in student loan debt, not great. I was low income/living beyond means while younger, perfect payment history last 7 years, no delinquency, charge offs, bankruptcy etc., no negatives other than balances, I think. Fico 8 was high 500s (599 EQ, 595 TU, 590 EX). After my mum told me about PINNACLE CREDIT SPECIALIST, I reached out to them immediately with the proposal, after about 6 days I was sitting here Netflix and chill when I get a notification from PINNACLE CREDIT SPECIALIST to pull my report. Yes, my scores are now (801 EQ, 809 TU, 811 EX) I shed in tears the goal was to be among the 800s club before the end of the year which has been achieved. You can contact him via: PINNACLECREDITSPECIALIST@GMAIL.COM Or Text +1 (409) 231-0041.
I intend to propose to my long-time girlfriend later this summer, so that we can move to Las Vegas together by the end of December. After that, we needed urgent help fixing our credit. I had a car loan, student loans and credit card debt. I also had another debt (mortgage). My girlfriend had 93k in consumer debt, with 75k of it on credit cards and the rest on her Acura. She does well in her career (makes $120k/yr. gross) which she has a spending issue. Well, I sought help online and I read quite a lot of good reviews about a credit guy called PINNACLE CREDIT SPECIALIST. I contacted him for credit help. We got started and after a couple of days, PINNACLE CREDIT SPECIALIST cleared the debts on my credit profile and eventually raised my score to 811. All these miracles happened in March. Feel free to contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM Or phone +1 (409) 231-0041 for credit related issues.
I wanted to purchase a car months ago, but I wasn’t approved for a loan, I needed a score of at least 700 to be approved for the loan, but my score was at 529. I had many hard inquiries, collections, late payments, unpaid debts and eviction. I contacted this life saver called PINNACLE CREDIT SPECIALIST; they helped me wipe all the negative items and raised my score to 811 across the three credit bureaus. It’s been 2 weeks now and nothing is coming back. Call their number +1 (409) 231-0041. Or text them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
PINNACLE CREDIT SPECIALIST remains the best credit expertise I have known. I had a mortgage loan on my credit report and 4 CC and AAoA 7.5yrs. I filed bankruptcy 5 years ago and settled with all of these. My credit score was EX-541, TU-564, EQ-591. My attention was called that they are still on my reports I recently got referred by my wife to hire PINNACLE CREDIT SPECIALIST which I did, and he helped me fix my credit and increase my credit score to EQ-808, EX-802, TU-805. I recommend PINNACLE CREDIT SPECIALIST to anyone that needs to fix his/her credit to go through with PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 231-0041. He is just the best. Kudos to the entire team.
Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of bad credit report that made my life miserable, I had 2 months late actually, I missed the 3/20 payment entirely, and paid the 4/20 payment on 4/27, after the late hit my credit report. I woke up that morning and it had dropped-100 points. I needed to get rid of it from my report. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative entries removed, student loan, charge offs, collections wiped out including late payments were all marked as paid on time. My score is now 804. I’m happy to have read about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM Or Text (409) 231-0041. They’re the best as far as credit repair is concerned.
I just want to share how I became a homeowner with the help of PINNACLE CREDIT SPECIALIST for fixing my credit report. The negative items on my credit report deprived me of so many opportunities alongside 5 derogatory and 2 collections which messed up my report and lowered my credit score to EQ: 547, TU 564, EX 521. After my mom told me about PINNACLE CREDIT SPECIALIST, I reached out to them immediately and complied with their proposal. After five days he helped me boost my credit score to EQ: 809, TU 801, EX 811 excellent standard and he also deleted all negative collections and derogatory ones on my credit report. These finally got me a mortgage for my new house and credit cards. Contact him now by email: PINNACLECREDITSPECIALIST@GMAIL.COM Or call +1 (409) 231-0041.
Okay, I’m 32 (female). I was supposed to be living a good decent life at this point, but I was depressed and was at my lowest. I lost my job in late 2022, and I had no plan, no savings, no emergency funds, full of debt and just made some of the worst finance choices in history. During this time, we got laid off, my car engine gave out and I had no means of transportation to get to a job. I was renting a room at the time, and I eventually had to move out because I couldn’t cover the rent. I was living in a small town up north in Michigan (NOTHING’S THERE), the plan was to stay there and save money, but I didn’t do what I was supposed to financially and ended up stuck there with nothing. I defaulted on all my credit cards and loans. My credit became a disaster. I couldn’t finance a car or rent an apartment. Last year, I was working at a bakery and was renting a room for $200 a month. The bakery started cutting my hours and then eventually they just laid us all and shut down. A whole year went by and literally I made no progress. This year 2024, I moved to Columbus, OH and I think I’m having a beautiful year. All thanks to PINNACLE CREDIT SPECIALIST, I finally got my credit fixed through the help of PINNACLE CREDIT SPECIALIST who gave me a whooping score of EX 811, TU 801, EQ 809 and gave me a fulfilled life here in Columbus OH. I’ve been approved of a house and a car. He’s an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM OR call +1 (409) 231-0041. I am currently doing a Spark Delivery and DoorDash.
Hi, my name is Michelle Martz. My credit was deeply in mess. I saw a few people praising PINNACLE CREDIT SPECIALIST as the credit doctor. So, I got in touch with him and hint me some details which increased my credit score by 215 points within 6 days. I also had some late mortgage payments, medical bills, one late credit card payment and some inquiries which have been wiped out. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (409) 231-0041. DON’T FAIL TO LET HIM KNOW I REFERRED YOU.
I want to share my incredible experience with Pinnacle Credit Specialist. My credit life was poor for years, but after reaching out to them through a credit forum, everything changed. They helped me fix my credit profile and raised my scores to an excellent 801 on TransUnion, 809 on Equifax, and 802 on Experian! They deleted charge-offs from my report and marked all my credit card debt as paid. After years of hard work, I’m down to just a few charged-off accounts, and I’m grateful for the support I received. If you're struggling with your credit, I highly recommend Pinnacle Credit Specialist for their expertise and dedication to helping clients like me achieve financial freedom. Email: pinnaclecreditspecialist@gmail.com Or call +1 (409) 231-0041.
Over the past couple of years, I brought my credit up from the 500s to mid-600s. But chronic overspending destroyed my credit. My utilization used to be a solid example in how NOT to use credit. My 4 largest CLs hovered near max, and every other month or so I’d let one get reported 90%+. Then I had a bunch of cards with low limits ($300, $400, stayed at 0 or close to it. With a heart filled with joy and gratitude, I say a big thanks to the team at PINNACLE CREDIT SPECIALIST for helping me achieve my dream. Today I see on myFICO that my scores on Equifax, Experian and TransUnion have hit 800s for the very first time in my life. after PINNACLE CREDIT SPECIALIST helped me fix my credit. No new accounts or closures, no delinquencies or inquiries have been reported, no charge offs at all. I’ve been checking my credit since today both on credit karma and WalletHub. I recommend: PINNACLECREDITSPECIALIST@GMAIL.COM OR Call +1 (409) 231-0041.
I felt so happy when I emailed PINNACLE CREDIT SPECIALIST to fix my credit profile. Before I emailed him, I had 501 TU, 590 EQ and 582 EX credit scores. I had about $5k in credit card debt, 7 inquiries and some couple of collections which dropped my scores by 20 points almost every week. After I contacted PINNACLE CREDIT SPECIALIST he raised my credit score to an excellent score within a few days. He also paid off the credit card debts and removed the negative items on my credit report. This experience I can never forget. For those who need his Contact Details: PINNACLECREDITSPECIALIST@GMAIL.COM
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Pinnacle Credit Specialist delivered impressive results! They raised my credit score by 141 points with their expert dispute services and personalized support. Highly recommended!
I'm grateful for the personalized attention, regular updates, and seamless communication. Pinnacle Credit Specialist exceeded my expectations in every way. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331 2269.
If you're struggling with credit issues, look no further! Pinnacle Credit Specialist is the ultimate solution. Their dedication to delivering exceptional results is unparalleled. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 331 2269.
Thank you, PINNACLE CREDIT SPECIALIST, for giving me a second chance at financial freedom. Your service has been life changing. My scores were around 550-580ish. Baddies were 5 collection accounts. One is $1390 (9/2024), one is $78 (7/2023) LVNV has two, one is $444 (12/2022) and the other is $421 (6/2022) and one is $2270 (6/2022). I must confess I had a bad experience in the past with different agencies trying to clear my credit. I was introduced to Pinnacle Credit Specialist by a family friend named Michelle. I have gained good credit ever since I started working with PINNACLE CREDIT SPECIALIST. My scores have been raised to 780-800ish within 9 days. No open revolving accounts, no open car or mortgage loan. I highly recommend: PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (409) 331-2269.
Thank you PINNACLE CREDIT SPECIALIST for all your help. I got a new credit card limit with the sum of $10k with a positive tradeline on my credit report within a few weeks. He also helped me raise my credit scores over 207 points. He also deleted all negative items on my credit report. He made my life better and easy without any regrets after working with him. I really appreciate all he has done for me
4 years ago, I was freshly clean from heroin, and had just gotten out of jail, a state away from everything and everyone is ever known, only had the clothes on my back, an expired ID in an otherwise empty wallet, and was looking at a credit score around 520. Married, 2 years old, middle management at a fortune 50 Corp. Thanks to PINNACLE CREDIT SPECIALIST who came as an angel for me and fixed my credit score within 5 days, negative items, credit card debt and hard inquiries has been removed and resolved and I’m happy now because it really helped my FICO score got increase to 819. I’m going to apply for an AMEX. It’s something I’ve wanted to get for years, a big goal I’ve been working towards, (that and buying a house). And I finally am comfortable enough with my score to pull the trigger on it. Thanks to PINNACLE CREDIT SPECIALIST I’m really proud of them right now. You can reach via: pinnaclecreditspecialist@gmail.com / +1 585 466 4373.
ReplyDeleteMy recent experience made me understand that the credit score doesn’t matter nearly as much as the actual information in your credit report, few months ago I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty, as expected my application got turned down. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies I decided to give them a trial. And believe me when I say they were up to the task as they cleared all the repos and negative items from my report. My report is squeaky clean. My score is now 803 this might sound sketchy but PINNACLE CREDIT SPECIALIST is a life saver, it’s almost like a miracle. MAIL: pinnaclecreditspecialist@gmail.com OR TEXT (480) 420 8331.
ReplyDeleteDespite the fact bad credit report prevented me from getting loan on time and losing jobs: my happiness still remains that the problems was given complete solution by this great hacker called PINNACLE CREDIT SPECIALIST, after explaining the problems I was facing to my best friend called Maria, she decided to introduce me to PINNACLE CREDIT SPECIALIST. Immediately I contacted them via: PINNACLECREDITSPECIALIST@GMAIL.COM and as well texted +1 (323) 406 1225. Through his great effort my credit was fixed and all negative items on my credit report were deleted, my score was boosted from 528 to 802, I think the best step to take is to contact them and remain happy.
ReplyDeleteAfter my marriage 3 months ago, I applied for a home loan, so that I and my wife could move to a better apartment, but I got a negative reply, which I was told was a result of my credit score. When I pulled my score it was below average. I had $12,000 student loan, some credit card debt, charge off and an eviction. PINNACLE CREDIT SPECIALIST helped me erase all the above negative reports and boosted my score to excellent in less than 6 days. I’m recommending them to any one in need of credit assistance. Contact them via EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL their MOBILE: +1 (323) 406 1225.
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ReplyDeleteHi I need to tell you guys this my husband needed his credit to be fixed, so we contacted various hacker which they could not do anything to his credit score then I had to talk to a good friend about it because my husband actually need his credit fixed so we can move to a new apartment so she introduced me to PINNACLE CREDIT SPECIALIST and we explained to him about all the negative items on his credit report with total debt of around $40,000. He explained to us how this will work out and my husband believed and decided to work with him, few days after he helped us remove all the negative items on my husband’s credit report, he also increased his credit score to 809 and paid off all his paid you need to get in touch with PINNACLE CREDIT SPECIALIST for your credit repair, Chex system or DUI fix. Contact him via PINNACLECREDITSPECIALIST@GMAIL.COM or Call +1 (323) 406 1225.
ReplyDeleteI had a stroke at 40 years old and have not been able to work for 2 years with a low probability of ever returning to full-work. I was without income for 18 months until I finally received my employer LTD benefit (less 30% legal fees). I have not been able to keep up with credit card payments for the past years (had no idea Cigna would give me the runaround like they did). However, I received a lump sum back payment plus a monthly recurring payment of 60% of my previous income. I was not sure if I should settle my credit cards at this point. I owed Chase B of A, Discover and Citi. Chase is by far the largest balance of Approx. $20k. I have explored bankruptcy, but I have some income producing real estate assets I cannot protect and even my paid vehicle is above the state limit for exemption. While I was researching credit repair I read good reviews about PINNACLE CREDIT SPECIALIST and decided to cast my burden upon PINNACLE CREDIT SPECIALIST. The good news is that they fixed my credit in less than 6 days and cleaned up the negative items from my report including the debt I owed. I don’t know how to appreciate PINNACLE enough. Here is the contact: (323) 406-1225. EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteWith the help of PINNACLE CREDIT SPECIALIST, I’ve been able to rebuild my credit and turned everything around. I’ve been on the upswing of things for about a month now. No more Negative accounts on my report, no late payments, no charge-offs. I did have some charge-offs back in 2022 and earlier this year, none now. The charge-offs were over $3K. This company has helped me raise my credit score from ~600 to 804 Excellent score. We’ve purchased our home. No lates, no worries. I recently applied for the Apple card obtaining the 4.15% Apple savings account and much to my surprise I’ve been approved. BIG THANK to PINNACLE CREDIT SPECIALIST for giving me an Excellent credit score and a perfect credit report. Hit them on Email: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225.
ReplyDeleteEX score was 580. TU 579, EQ 582. Overall utility is 8% one month ago I applied for an Apple Card, I got rejected immediately due to poor credit score and negative items on my credit report. Two weeks ago a member who had credit related issues posted about PINNACLE CREDIT SPECIALIST. I keyed into them and gave them a hit by email: PINNACLECREDITSPECIALIST@GMAIL.COM I got a quick response from them immediately, which assured me to fix my credit within the duration of 6 days. After 3 days I got an email to confirm my NEW CREDIT which I did immediately. My score has been raised to EX 805, TU 813, EQ 811 and all negative items have been deleted permanently. I have to reapply for the Apple Card, it was a SP, immediately approved for $10,500. Also signed up for the Apple savings account to have my daily Cash deposited into it. Last weekend, I got an email about the GM card Marcus applied for, and got the need to review my application message, Monday morning I got a call to confirm I was the one to apply, confirmed yes, approved for $10,000. HUGE THANKS to PINNACLE CREDIT SPECIALIST. You can CALL on +1 (872) 265 2951.
ReplyDeleteMy husband and I went to buy a house this year (for the first time). We started making changes in our credit history late last year but to no avail. Current score was 616 (me) and 605 (him). We tried getting it higher on our own way but it didn't work out. No negative other than 3 missed school loan payments from me (2017), I did not know they went into repayment. We have about 9k (51% usage) in credit card debt. We have a car loan (18k total). I have 50k in student loans. I implore you to get in touch with PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (872) 265 2951. He promised to fix my report within 6 days. He got my score up to 804 (me) 811 (him) and also all the negative items and credit card debt has been gone. Now we’re eligible to buy a house. His fee is very affordable and he always keeps to his word and time frame.
ReplyDeleteI had about 195k in debt. Most of it is my mortgage and 2 car loans. I was wanting to pay off the rest of my debt to make it easier to pay my car loan and mortgage so that my credit score can go high. All this debt did a serious harm to my credit profile, my credit score dropped to 526. I was at an all-time low, then ran to a friend and narrated everything to him then he introduced me to PINNACLE CREDIT SPECIALIST who happens to be a CREDIT SCORE hacker. Within 6 days, he raised my credit score to 802 across board and deleted all the debt from my credit report and replaced them with beautiful trade lines. I’m ever grateful and indebted to him for such a discreet service. WRITE HIM ON: PINNACLECREDITSPECIALIST@GMAIL.COM / TEXT HIM: +1 (872) 265 2951. And consider your job done.
ReplyDeleteJust want to share how I fixed my bad credit to an excellent credit. 2 years ago I was battling with issues of low credit, which made my life so miserable. I had a credit score of 601 (TransUnion), 580 (Equifax), 530 (Experian). I applied for an auto loan for the first time but was not approved due to my low credit score. No company agreed to employ me. There’s this special joy in my heart after I found PINNACLE CREDIT SPECIALIST, my pastor recommending him after I explained to him about my credit situation. I contacted him explaining my credit problems. Duly he came up with a resounding proposal and guaranteed me of an EXCELLENT credit score of 811 (TransUnion), 803 (Equifax) and 815(Experian) which he did within 6 days. I got approved of my car and most especially got myself together. I strongly recommend him for your credit fix. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (872) 265 2951.
ReplyDeleteI haven’t been with PINNACLE CREDIT SPECIALIST for long at all however I got an excellent service…. I spoke with PINNACLE CREDIT SPECIALIST and he was attentive, knowledgeable and easy to speak with, during the conversation I explained my credit situation, I felt excited about getting my credit situation in order. I can’t believe what my eyes have seen on my credit report. They increased my credit score to 805 TransUnion, 808 Equifax, and 811 Experian. PINNACLE CREDIT SPECIALIST has made me feel like we were in my credit situation together, like we are a team. I’m super excited I sincerely recommend them: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteHands downs PINNACLE CREDIT SPECIALIST is the best! I typically don’t take the time to even write reviews for any company, but when you receive the type of results that my husband and I have received, then it just wouldn’t be fair on PINNACLE CREDIT SPECIALIST, nor any other credit repair company. I honestly recommend him. Hit them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteI needed to repair my credit quickly. My divorce is final and debt was in my name. I was ordered to pay off the bills since the bills were in my name. So I had about $35K in unpaid credit card debt, I became confused and worried. I don't know where to start, but I only have 6 months to refinance my car and 1 year to refinance my house. I began searching for help over the internet on how to fix my credit. So I saw PINNACLE CREDIT SPECIALIST reviews all over the internet and like wow who’s this guy. I decided to take the risk even when I was still afraid. It's good to take risks sometimes. I've realized that people who do exploits are people who take risks. I contacted this guy and he explained to me everything about credit repair and how it works. I got excited. I learnt a lot from him. He increased my credit score to 811 (TransUnion) 809 (Equifax) 805 (Experian). He also removed all negative items and credit card debt from my credit report. I was able to apply for a new credit card with a higher limit which has been approved. All this happened so quickly within 6 days. All thanks to PINNACLE CREDIT SPECIALIST. You can get them on: PINNACLECREDITSPECIALIST@GMAIL.COM I sincerely recommend them.
ReplyDeleteI had a BK-7 on my TransUnion report. The date is incorrect. It shows from 2016 but BK was in 2012. I also had 60 days late on a car loan from 2019, no collection and charge off Citi bank from 2019 paid. Started rebuilding December 2021 with 522 FICO 8 but none of the strategies worked. I have to look for a credit repair company which my colleague at work recommended to me as a PINNACLE CREDIT SPECIALIST to me. I believed her because I knew she was having a bad credit score but that day she showed me her credit score was above 800+ I contacted them immediately to be honest I was not disappointed. Within 6 days PINNACLE CREDIT SPECIALIST wiped out all baddies on my credit report and increased my FICO SCORE to 811 I’m so EXCITED for what they did for me on my credit report. If you need help in fixing your credit, I will recommend them to you via: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteAfter some financial struggles I had 4 charge offs and 4 collections. I have two cards still that are in good standing and each had two 30 days lates that are 3 years old. My credit score was TransUnion 585, Equifax 583 and Experian 528. I have been facing depression due to my poor credit score. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST who helped me raise my credit score to TransUnion 805, Equifax 809 and Experian 811. Also removed all charge offs, collection and eviction from my credit report. I now have a clean credit report with an Exceptional credit score. He’s the real deal. All thanks to PINNACLE CREDIT SPECIALIST. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM / Call +1 (760) 203 6466.
ReplyDeleteIn today's financially-driven world, credit plays a vital role in shaping our financial futures. A good credit score can open doors to opportunities such as securing loans, obtaining favourable interest rates, and even influencing job prospects. However, individuals often find themselves facing credit issues due to various reasons. This has led to the emergence of credit repair companies and specialists who claim to help individuals regain control over their credit scores. I’ll analyse the effectiveness of credit repair companies and specialists, emphasizing Pinnacle Credit Specialist as an organization that truly delivers results.
ReplyDelete1. Understanding Credit Repair:
Credit repair involves the process of improving an individual's creditworthiness and credit score by identifying and rectifying inaccuracies, errors, and negative items on their credit reports. Credit repair companies and specialists possess the expertise and knowledge required to navigate complex credit systems and guide individuals towards credit improvement.
2. The Effectiveness of Credit Repair Companies:
While scepticism may surround the credit repair industry, there are ample success stories that testify to the effectiveness of credit repair. Reputable companies like PINNACLE CREDIT SPECIALIST have consistently helped countless individuals recover from financial setbacks, improve their credit scores, and restore their financial stability. Through their proven methodologies and personalized strategies, PINNACLE CREDIT SPECIALIST can make a significant difference in an individual's credit journey.
3. Expertise and Specialization at PINNACLE CREDIT SPECIALIST:
PINNACLE CREDIT SPECIALIST is an exemplary credit repair company that stands out in the industry due to its commitment to excellence. With years of experience and a team of skilled professionals, they possess deep knowledge of credit reporting laws and regulations. This expertise allows them to challenge questionable items on credit reports, negotiate with creditors, and remove inaccuracies that may be holding individuals back from achieving a good credit score.
4. Tailored Solutions for Every Situation:
Each individual's credit situation is unique, and PINNACLE CREDIT SPECIALIST recognizes this by providing personalized solutions. Through careful analysis of credit reports, they create customized plans of action designed to address specific credit issues. Whether it's removing late payments, erroneous collections, or other negative marks, PINNACLE CREDIT SPECIALIST offers a comprehensive approach that gives individuals the best chance at credit restoration.
5. Trust and Positive Testimonials:
A credit repair company's reputation is crucial in determining its credibility. PINNACLE CREDIT SPECIALIST has earned trust through its stellar track record of success stories from satisfied clients. Numerous testimonials highlight their ability to improve credit scores significantly, often in a shorter time frame than individuals could achieve on their own. Such positive feedback strengthens the argument that PINNACLE CREDIT SPECIALIST are indeed capable of fixing credit and are worth considering.
PINNACLE CREDIT SPECIALIST have proven their ability to fix credit by delivering concrete results. While there may be unscrupulous entities within the industry, it is essential to recognize and recommend companies like PINNACLE CREDIT SPECIALIST that genuinely make a positive impact on the lives of individuals struggling with credit issues. Their expertise, tailored solutions, and strong reputation demonstrate the effectiveness of credit repair companies in empowering individuals to reclaim their financial well-being. Therefore, for those seeking credit improvement, considering PINNACLE CREDIT SPECIALIST as a partner is a wise decision.
CONTACT THEM BY EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM
Hello,
ReplyDeleteI’m almost 3 years post a chapter 7 bankruptcy. Earlier this year I was sitting around 588 on Experian Fico8. My car lease was paid and instead of going for another I just turned it in and shared a vehicle with my spouse since we both work from home. I had 3 cards at the time, 2 cap one quicksilver and 1 starter card credit one which had an annual fee. I canceled that card. My score dropped 40 points and has pretty much been stuck the last 4+ months. I signed up for PINNACLE CREDIT SPECIALIST to BOOST my credit score. Within 6 days of signing up to their service they helped me increase my score to 811. All negative items have been wiped off my credit report including my bankruptcy. I’m happy now I now have a clean credit report with an exceptional credit score. All thanks to PINNACLE CREDIT SPECIALIST, they’re my helping Angel. You can reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM
I’m 34 and I swallowed my pride to get to the I’m stage today. All thanks to PINNACLE CREDIT SPECIALIST. I had medical issues ongoing for 6 months back in early 2022. I was a freelancer who made good active money as a real estate photographer but had to sell my equipment and max out saving, my cards and a loan just for rent and bills. I moved back in with my family to cancel my debt and start over with school. My lease is up at the end of September $2,300. My Dad said I can pay rent starting in October and then go to debt. I barely made it. $2,700 a month at my 9 to 5. My credit score went from 740 to 535. Total debt $12,500. I needed help badly. I started seeking advice on what to do about these debts so that my credit score can go back to 700s not until I came across PINNACLE CREDIT SPECIALIST from this forum who bypass into the 3 credit bureaus and clear off my debts and more before he increased my credit screw up to 800+ with 6 days. Contact PINNACLE CREDIT SPECIALIST ASAP for more about credit issues and more on his email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteHello,
ReplyDeleteMy situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: PINNACLECREDITSPECIALIST@GMAIL.COM
Yes, it actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of a bad credit report that made my life miserable. 6 years ago I had perfect credit but my life spiralled out of control and was left with 50k debt. I had no way of paying for it at that time. I have been rebuilding my life for the past few months and need to fix my credit. I had 50k debt combined. 6 closed accounts with "negative pay status" "Charged off as bad debt". 550 credit score. I paid 2 of the 6 accounts off recently but the remarks are still there and nothing about my status changed on said accounts. PINNACLE CREDIT SPECIALIST came through for me, with all negative entries removed; charge offs, late payments wiped out including closed accounts all cleared from my report and my score is now 804. I got approved for a Capital one credit card with a $10,000 limit and have been pre-approved for another $30,000 limit. I’m happy now and THANKS to whoever posted about them on this forum for the first time. You can contact them via: PINNACLECREDITSPECIALIST@GMAIL.COM OR text (479) 326-8077.
ReplyDeleteI am 27. Got my first. Credit cards at 18. was approved a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018. At that time, I studied these forums, had late payments and collections removed and was given a 15k AMEX card at 22!! I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until last month when I came across a review on this forum about PINNACLE CREDIT SPECIALIST a credit reform company. I decided to give them a try. 6 days after we reached an agreement and I met the requirements which obviously wasn’t much. My profile was totally repaired. Now my score is 806. All thanks to PINNACLE CREDIT SPECIALIST. Reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteHello everyone I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put on working my credit. I needed help. My FICO mortgage scores were 510, 518, 557. All my FICO 8s are between 600-626. All credit cards, student loans, and a car have been paid on time for the last 4 years, with the exception of 1 late payment to Capital One and they will not budge to remove it. I have 6 old Cos that will fall off in 2025, and I have a collection from Jefferson Capital for $5400 for a car that was turned in back in 2018. I have disputed all these items several times with no luck. When I asked for proof that Jefferson legally had the right to collect this debt, since I had also received notices in the mail from 3 other collection agencies for the same debt. Each time all I got in response from the bureaus was a statement that the information was validated. I desperately needed help to raise my FICO 5, 4, and 2 ASAP. Until I read about PINNACLE CREDIT SPECIALIST, I contacted them after reading some testimonies about them. They ran my credit report, analysed the credit score and determined which action will have the greatest impact. They raised my credit score to 806 and deleted all negative items on my credit report within 6 days. They made it work and I have a clean credit profile now. My heart is full of gratitude. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteDo you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteI’m not sure if this will stick but I’m moved to post for anyone looking (as this is where I came for many ideas as well). We had a very bad credit, negative items and different bills but if care is not taken depression might set in. went through so many folks which call themselves credit hackers. We’re self-employed. As we walked through the list of credit hackers, one finally came out. A friend recommended PINNACLE CREDIT SPECIALIST to us. We contacted them immediately. Trust me he really helped me by deleting all the negative items and bills on my report and boosted my credit score from 500s to 807. It’s been a long road and I now know way more than I ever wanted to know about FICO scores and credit repair. My saving grace was PINNACLE CREDIT SPECIALIST. I cannot recommend enough. I’m not promoting just for the sake of it, rather he was able to help us to navigate a very tricky situation and it would have been so helpful for me to have him with us from the beginning. I hope that anyone else who needs it can benefit from my failure and win! You can hit them up by email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteThank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteMy credit has taken a turn for the worse over the last few years due to life events. I have student loans, an auto repossession, and late payment on siad auto loan. I’m lucky to get a job where I’m making great money with very little living expenses. All I want to do is to fix my credit. My question was what do I need to do and who do I need to meet, because I don’t know much about credit rebuilding. I met my friend who has fixed her bad credit before and she recommended PINNACLE CREDIT SPECIALIST. I didn't have any doubt because she’s a living proof. I didn’t have any choice than to work with him. Few days after I made some financial commitment PINNACLE CREDIT SPECIALIST increased my Vantage score to 780 and MYFICO score 800s. He also added some positive tradelines and cleared the negative reports from my credit. He went ahead to establish a very good business line of credit for me. Which I know has access to huge loans. You can contact them by email: PINNACLECREDITSPECIALIST@GMAIL.COM Let him know I referred you.
ReplyDeleteMonths ago I planted a seed here. My credit report was lit in red like a Christmas tree of nothing but bad checks. My goal at first was a 680 score, to qualify for a mortgage. That turned into 700…then 710…eventually I entered the 800 club. That 800 club then got me into the 800 teen club. Today I was notified that my Equifax passed the 800 teen club. 821! What was hard to qualify for a $500 credit card now makes it easy to get a $5000 credit card. What was hard to get a $1 credit line increase, makes it easy to get $1000. What was hard to get a lower credit card interest (that actually resulted in getting higher interest) now is easy to make and generally results in a lower rate. How I got to this point was from the help of PINNACLE CREDIT SPECIALIST and the help I received from this board. It takes time, effort and determination. The pay in the end is great. I don’t regret working with PINNACLE CREDIT SPECIALIST. When I started I wanted everything fixed overnight but he said no he has to go one bit at a time to avoid a trace. He started with what they know is easy and worked my credit up. That’s how I got here. His an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteIf you’re looking to get your credit fixed I would recommend a reliable hacker to get in touch with DOVLY CREDIT SOLUTION. I was suffering from a low FICO score 570 and was unable to meet up to my financial standard. He helped me raise my FICO score to 808 excellent score of 808 and He also cleared all the hard inquiries and collections on my report, cleared the $85k on my credit cards and removed my BK7 from TransUnion within 7 days. He's affordable and always delivers good service.
ReplyDeleteHere is his contact info; DOVLYCREDITSOLUTION@GMAIL.COM
Hi, I was trying to fix up my credit and unfortunately I had one negative item on my credit report, a charge-off from Bank of America from 2019 in the amount of $541. My credit score is a sad one: 543. I did pay the amount owed about a month ago, and my score only went up two points. The comments were changed to paid charge off, account closed by credit grantor. However, I was still saying CHARGE OFF in red under payment status. Last month I asked a question on this forum” Does anyone have any advice on what I should do to raise my score” and two members from this forum advised me to contact PINNACLE CREDIT SPECIALIST. Which quickly did as they said. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative items removed. My credit score is now 801. I now have 0 hard inquiries, 0 collections, 0 public records. I’m happy to have heard about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM OR Text +1 (402) 885 9847. They’re the best as far as credit repair is concerned.
ReplyDeleteHi my name is Michael Lewis, I really needed a new home for my kids but my divorce and the judgment I had against me 6 years ago for a car loan ruined my credit and I was unable to even have a credit card anymore. I surfed through these forums a lot and that’s how I found out about DOVLY CREDIT SOLUTION. I read on the forums about DOVLY CREDIT SOLUTION and how slow they’re to fix credit but they’re among the few that would offer 100% CREDIT REPAIR SERVICES. So I decided to give them a shot. They only did a soft pull up by giving me an excellent credit score within 10 days. He deleted the judgement against my credit report and also paid all the late payment on my credit report. I’m more than happy that I’ve been approved of a 3-unit property that I and my kids live in. He’s really a great hacker. Contact him now: DOVLYCREDITSOLUTION@GMAIL.COM OR Text him on signal app +1 (713) 396 5299.
ReplyDeleteHi, guys, let’s talk about the FICO score, those important 3-digit numbers that determine your quality of life no matter your status. Well earlier in 2023 I had a really bad credit score. I would often surf the net searching for real hackers that could help increase my credit score. Well as expected I got swindled twice. Eventually I gave up my search and concluded that it wasn’t possible for hackers to increase credit scores. The good news is that I read on a credit forum about DOVLY CREDIT SOLUTION. I was pessimistic at first, but I decided to give it a try. To my greatest surprise, within 9 days DOVLY CREDIT SOLUTION was able to boost my score to an excellent score, not only that they added some positive remarks on it. In conclusion, if you have a bad credit score you might want to contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM OR Call (713) 396-5299.
ReplyDeleteHello everyone! Ok…I’ll try to shorten this as best I can. After many years of marriage, I finally got divorced about three years ago. My ex-wife had major spending issues. Both of us have very good jobs. She is a physician and I’m a pharmacist/software engineer. We are both high earners, but she spent like the money was endless. We had a $2 million home in Miami, new cars every couple years, and her credit card spending was out of control. It was to the point that she was racking my credit cards up as well. I finally decided enough was enough and I left. Moved to the other side of the country with extreme amounts of debt. In a two years period I paid off almost $240,000 of debt. Some of it had gone to collections, and some of it had not. But my credit score was in the toilet. I have been a software engineer for a long time. I had not practiced pharmacy in many years though I kept my license active. My software engineering has always been around pharmacy systems. So, I started working three jobs. Software engineer during the day, working as a pharmacist part time during the evenings and weekends, and doing telephonic patient counseling for medication. I was constantly tired. But paid off every penny of the debt I had including student loans. I owe no one anything now. The real problem was my credit score was in the mid-600s. That was equally embarrassing. I went a little crazy looking for hackers to help me increase my credit score until a colleague recommended DOVLY CREDIT SOLUTION to me. I quickly searched about them and discovered they had so many positive reviews that I quickly contacted them by email: DOVLYCREDITSOLUTION@GMAIL.COM / I also gave them a call +1 (713) 396-5299. They responded swiftly, and I explained my predicament to them, which they accepted to boost my credit score to an excellent score. To my greatest surprise after 9 days, I got a call from them by 7:00AM to confirm my current credit score, which I quickly logged into Credit Karma and discovered my score has been boosted to 800s across the credit bureaus. They also deleted all the collections and inquiries on my credit report. I have no regrets working with DOVLY CREDIT SOLUTION. Hit them up if you have any credit related issues. I’m now well qualified credit wise.
ReplyDeleteHi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned up with all negative entries removed; charge-ffs and collections wiped out. Now: Jan 2024 my score is Equifax 801| TransUnion 808| Experian 811. Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate DOVLY CREDIT SOLUTION for bringing me out of a bad credit report that made my life miserable. My goal is to also obtain higher limits 5K-10K on CC which has finally been achieved. I’m happy to have come across DOVLY CREDIT SOLUTION here, you can contact them by email: DOVLYCREDITSOLUTION@GMAIL.COM Or text 1+ (713) 396 5299.
ReplyDeleteI had a $400 fresh account with Fingerhut, after realizing the amount of interest they were charging me (I didn’t know about credit at the time), I decided to close the account. I called the customer service phone number and requested the representative to close the account. Monday, January 8, 2024, I decided to check my credit report and noticed it has been open since 2020. Called the Fingerhut collection department regarding the account. How is it currently reporting open if I closed it in 2016? There’s a remaining balance of $495. My credit score was 502. I felt horrible and embarrassed. But my friend James introduced me to DOVLY CREDIT SOLUTION, a credit repair company and they helped me to raise my credit score to 810 excellent standard and deleted all negative items on my credit report within 8 days. He also helped me increase my credit card limit to $15,000 and placed some good tradelines on my report. DOVLY CREDIT SOLUTION is the best amongst all, and his service is fast, secured and reliable without stress. Contact him by email: DOVLYCREDITSOLUTION@GMAIL.COM / +1 (713) 396 5299, for any kind of credit repair. They’re swift in responding to any question.
ReplyDeleteI had to contact PINNACLE CREDIT SPECIALIST by their email: PINNACLECREDITSPECIALIST@GMAIL.COM and +1 (409) 231-0041. I have been working on rebuilding my credit after my divorce. I had 5 charge offs, I have four opened cards, only one if they have a balance but it's nearly maxed out. I had a CO with Amex from several years ago that is due to fall off in June with TU. I had other CO’s and collections from my divorce that took me from high 700s Fico to low 500’s. I was really in an embarrassing financial situation due to my poor Fico score which led me to meeting some imposters online who claimed to help but worsened my problems. I needed to raise my score a bit higher. It eventually paid off when I met PINNACLE CREDIT SPECIALIST through a reference online (may God bless him). His work rate, professionalism and discretion are top-notch. He increased my scores and the negative items on my report in a relatively short time (6 business days) which finally got me the mortgage for my new house. Tell him I referred you to him…. All the Best!
ReplyDeleteI was in the process of purchasing a house and they were something that was hurting my credit. Some of these items that were hurting my credit are: Affirm (30 days late 3/2023), Affirm (30 days late 4/2023), First Premier (scheduled to be removed 3/2024), Rent Recovery (Paid Collection) Never received prior notification of a debt. I asked this community because you guys are awesome with your advice, and I have been successful. A guy named David from this community spoke well about a credit expert called PINNACLE CREDIT SPECIALIST who helped him remove medical bills and raised his score to 780 in a few days. I emailed him on: PINNACLECREDITSPECIALIST@GMAIL.COM and he responded ASAP asking me to text him on his personal number +1 (409) 231-0041 for further discussion. Well, I did and eventually got started with the project with him. I was amazed after a few days he pulled through for me and removed all my late payments and raised my score to 811. I just purchased the home of my dream, all thanks to him and his team for helping me. Contact him with the above email and number for your credit repair.
ReplyDeleteI had a couple of things happen in 2021 that caused me to get extremely behind on several bills. I had about 3 credit cards end up in charge-off status. Only one of those cards was ever sent to collections and I have since paid this before the collection ever hit my credit. 2 of the cards were through Capital One. 1 of the 2 were sent to collections. The unpaid one has been referred to an attorney and kept in house, although I received documentation that the attorney was dropping the lawsuit against me. My credit was hovering at around a 620 Equifax FICO and a 618 Experian FICO. I had so many lates from these three accounts. This forum gave me some hope regarding PINNACLE CREDIT SPECIALIST. PINNACLE CREDIT SPECIALIST came through for me and increased my scores to 801 Equifax, 806 TransUnion and 811 Experian and deleted all the negative items on my credit profile including charge offs and collection. If you need a hacker to fix your credit issues within 6 days, PINNACLE CREDIT SPECIALIST is good to go. They get the job done as quickly as possible. Email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 231-0041.
ReplyDeleteLove PINNACLE CREDIT SPECIALIST and I’m grateful for their services and the incredible knowledge base here. My credit score has gone from 490 (2/2024) to 809 across the three credit bureaus on a clean scorecard, with the help of PINNACLE CREDIT SPECIALIST I’ve been approved of loan, got my car and most especially got myself together. I strongly recommend him for your fix. Reach him via: PINNACLECREDITSPECIALIST@GMAIL.COM Or text +1 (409) 231-0041. Mention to their team that you read a good review of an expert job done for Peggy.
ReplyDeleteThe lots of debt on my credit report deprived me so some many opportunities. Long story short I had 14k in CC debt, 30k in student loan debt, not great. I was low income/living beyond means while younger, perfect payment history last 7 years, no delinquency, charge offs, bankruptcy etc., no negatives other than balances, I think. Fico 8 was high 500s (599 EQ, 595 TU, 590 EX). After my mum told me about PINNACLE CREDIT SPECIALIST, I reached out to them immediately with the proposal, after about 6 days I was sitting here Netflix and chill when I get a notification from PINNACLE CREDIT SPECIALIST to pull my report. Yes, my scores are now (801 EQ, 809 TU, 811 EX) I shed in tears the goal was to be among the 800s club before the end of the year which has been achieved. You can contact him via: PINNACLECREDITSPECIALIST@GMAIL.COM Or Text +1 (409) 231-0041.
ReplyDeleteI intend to propose to my long-time girlfriend later this summer, so that we can move to Las Vegas together by the end of December. After that, we needed urgent help fixing our credit. I had a car loan, student loans and credit card debt. I also had another debt (mortgage). My girlfriend had 93k in consumer debt, with 75k of it on credit cards and the rest on her Acura. She does well in her career (makes $120k/yr. gross) which she has a spending issue. Well, I sought help online and I read quite a lot of good reviews about a credit guy called PINNACLE CREDIT SPECIALIST. I contacted him for credit help. We got started and after a couple of days, PINNACLE CREDIT SPECIALIST cleared the debts on my credit profile and eventually raised my score to 811. All these miracles happened in March. Feel free to contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM Or phone +1 (409) 231-0041 for credit related issues.
ReplyDeleteI wanted to purchase a car months ago, but I wasn’t approved for a loan, I needed a score of at least 700 to be approved for the loan, but my score was at 529. I had many hard inquiries, collections, late payments, unpaid debts and eviction. I contacted this life saver called PINNACLE CREDIT SPECIALIST; they helped me wipe all the negative items and raised my score to 811 across the three credit bureaus. It’s been 2 weeks now and nothing is coming back. Call their number +1 (409) 231-0041. Or text them by email: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeletePINNACLE CREDIT SPECIALIST remains the best credit expertise I have known. I had a mortgage loan on my credit report and 4 CC and AAoA 7.5yrs. I filed bankruptcy 5 years ago and settled with all of these. My credit score was EX-541, TU-564, EQ-591. My attention was called that they are still on my reports I recently got referred by my wife to hire PINNACLE CREDIT SPECIALIST which I did, and he helped me fix my credit and increase my credit score to EQ-808, EX-802, TU-805. I recommend PINNACLE CREDIT SPECIALIST to anyone that needs to fix his/her credit to go through with PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 231-0041. He is just the best. Kudos to the entire team.
ReplyDeleteYes, it feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of bad credit report that made my life miserable, I had 2 months late actually, I missed the 3/20 payment entirely, and paid the 4/20 payment on 4/27, after the late hit my credit report. I woke up that morning and it had dropped-100 points. I needed to get rid of it from my report. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative entries removed, student loan, charge offs, collections wiped out including late payments were all marked as paid on time. My score is now 804. I’m happy to have read about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM Or Text (409) 231-0041. They’re the best as far as credit repair is concerned.
ReplyDeleteI just want to share how I became a homeowner with the help of PINNACLE CREDIT SPECIALIST for fixing my credit report. The negative items on my credit report deprived me of so many opportunities alongside 5 derogatory and 2 collections which messed up my report and lowered my credit score to EQ: 547, TU 564, EX 521. After my mom told me about PINNACLE CREDIT SPECIALIST, I reached out to them immediately and complied with their proposal. After five days he helped me boost my credit score to EQ: 809, TU 801, EX 811 excellent standard and he also deleted all negative collections and derogatory ones on my credit report. These finally got me a mortgage for my new house and credit cards. Contact him now by email: PINNACLECREDITSPECIALIST@GMAIL.COM Or call +1 (409) 231-0041.
ReplyDeleteOkay, I’m 32 (female). I was supposed to be living a good decent life at this point, but I was depressed and was at my lowest. I lost my job in late 2022, and I had no plan, no savings, no emergency funds, full of debt and just made some of the worst finance choices in history. During this time, we got laid off, my car engine gave out and I had no means of transportation to get to a job. I was renting a room at the time, and I eventually had to move out because I couldn’t cover the rent. I was living in a small town up north in Michigan (NOTHING’S THERE), the plan was to stay there and save money, but I didn’t do what I was supposed to financially and ended up stuck there with nothing. I defaulted on all my credit cards and loans. My credit became a disaster. I couldn’t finance a car or rent an apartment. Last year, I was working at a bakery and was renting a room for $200 a month. The bakery started cutting my hours and then eventually they just laid us all and shut down. A whole year went by and literally I made no progress. This year 2024, I moved to Columbus, OH and I think I’m having a beautiful year. All thanks to PINNACLE CREDIT SPECIALIST, I finally got my credit fixed through the help of PINNACLE CREDIT SPECIALIST who gave me a whooping score of EX 811, TU 801, EQ 809 and gave me a fulfilled life here in Columbus OH. I’ve been approved of a house and a car. He’s an angel in human form don’t fail to hit him up on email: PINNACLECREDITSPECIALIST@GMAIL.COM OR call +1 (409) 231-0041. I am currently doing a Spark Delivery and DoorDash.
ReplyDeleteHi, my name is Michelle Martz. My credit was deeply in mess. I saw a few people praising PINNACLE CREDIT SPECIALIST as the credit doctor. So, I got in touch with him and hint me some details which increased my credit score by 215 points within 6 days. I also had some late mortgage payments, medical bills, one late credit card payment and some inquiries which have been wiped out. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (409) 231-0041. DON’T FAIL TO LET HIM KNOW I REFERRED YOU.
ReplyDeleteI want to share my incredible experience with Pinnacle Credit Specialist. My credit life was poor for years, but after reaching out to them through a credit forum, everything changed. They helped me fix my credit profile and raised my scores to an excellent 801 on TransUnion, 809 on Equifax, and 802 on Experian! They deleted charge-offs from my report and marked all my credit card debt as paid. After years of hard work, I’m down to just a few charged-off accounts, and I’m grateful for the support I received. If you're struggling with your credit, I highly recommend Pinnacle Credit Specialist for their expertise and dedication to helping clients like me achieve financial freedom. Email: pinnaclecreditspecialist@gmail.com Or call +1 (409) 231-0041.
ReplyDeleteOver the past couple of years, I brought my credit up from the 500s to mid-600s. But chronic overspending destroyed my credit. My utilization used to be a solid example in how NOT to use credit. My 4 largest CLs hovered near max, and every other month or so I’d let one get reported 90%+. Then I had a bunch of cards with low limits ($300, $400, stayed at 0 or close to it. With a heart filled with joy and gratitude, I say a big thanks to the team at PINNACLE CREDIT SPECIALIST for helping me achieve my dream. Today I see on myFICO that my scores on Equifax, Experian and TransUnion have hit 800s for the very first time in my life. after PINNACLE CREDIT SPECIALIST helped me fix my credit. No new accounts or closures, no delinquencies or inquiries have been reported, no charge offs at all. I’ve been checking my credit since today both on credit karma and WalletHub. I recommend: PINNACLECREDITSPECIALIST@GMAIL.COM OR Call +1 (409) 231-0041.
ReplyDeleteI felt so happy when I emailed PINNACLE CREDIT SPECIALIST to fix my credit profile. Before I emailed him, I had 501 TU, 590 EQ and 582 EX credit scores. I had about $5k in credit card debt, 7 inquiries and some couple of collections which dropped my scores by 20 points almost every week. After I contacted PINNACLE CREDIT SPECIALIST he raised my credit score to an excellent score within a few days. He also paid off the credit card debts and removed the negative items on my credit report. This experience I can never forget. For those who need his Contact Details: PINNACLECREDITSPECIALIST@GMAIL.COM
ReplyDeleteIf you're seeking reliable credit repair services, look no further than Pinnacle Credit Specialist. Their dedication to delivering exceptional results is genuinely unmatched.
ReplyDelete*Rating: * 5/5 stars
*Credit Score Increase: * 100 points
*Recommendation: * Highly recommended for anyone seeking effective credit repair solutions.
5-Star Review
ReplyDeletePinnacle Credit Specialist delivered impressive results! They raised my credit score by 141 points with their expert dispute services and personalized support. Highly recommended!
I'm grateful for the personalized attention, regular updates, and seamless communication. Pinnacle Credit Specialist exceeded my expectations in every way. Contact him by email: PINNACLECREDITSPECIALIST@GMAIL.COM or call +1 (409) 331 2269.
ReplyDeleteIf you're struggling with credit issues, look no further! Pinnacle Credit Specialist is the ultimate solution. Their dedication to delivering exceptional results is unparalleled. Hit him up by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (409) 331 2269.
ReplyDeleteThank you, PINNACLE CREDIT SPECIALIST, for giving me a second chance at financial freedom. Your service has been life changing. My scores were around 550-580ish. Baddies were 5 collection accounts. One is $1390 (9/2024), one is $78 (7/2023) LVNV has two, one is $444 (12/2022) and the other is $421 (6/2022) and one is $2270 (6/2022). I must confess I had a bad experience in the past with different agencies trying to clear my credit. I was introduced to Pinnacle Credit Specialist by a family friend named Michelle. I have gained good credit ever since I started working with PINNACLE CREDIT SPECIALIST. My scores have been raised to 780-800ish within 9 days. No open revolving accounts, no open car or mortgage loan. I highly recommend: PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (409) 331-2269.
ReplyDeleteThank you PINNACLE CREDIT SPECIALIST for all your help. I got a new credit card limit with the sum of $10k with a positive tradeline on my credit report within a few weeks. He also helped me raise my credit scores over 207 points. He also deleted all negative items on my credit report. He made my life better and easy without any regrets after working with him. I really appreciate all he has done for me
ReplyDelete